UPI Payment (indicative image)Image Credit source: File Photo
UPI Payments has played an important role in promoting online transactions. Crores of people in India use the UPI service. If you have to send money to someone fast or take money UPI One of the best option. It not only works fast but is also very easy to use. However, as the trend of online payment is increasing, the cases of fraud with people have also increased.
Many such cases are coming to the fore where cyber criminals trap innocent people and extort money. Scammers keep bringing some new trick or the other, so that people can be made victims. If you use apps like PhonePe, Paytm or GPay for UPI payment, then there is a need to be careful.
UPI payment is not untouched by cyber criminals. These criminals also do fraud with people through UPI. That’s why whenever you make payment through UPI, keep these things in mind.
Use good UPI app
There are many UPI apps in the market. However, it is necessary to use a trusted UPI app for safety. If you want, you can use popular UPI apps like Google Pay, PhonePe and Paytm. Such apps work closely with all major banks.
Keep UPI PIN safe
UPI PIN is something that should be used with great care. This is a very personal and private thing. Do not share your PIN with anyone. Apart from this, avoid entering the PIN on the wrong website or app.
Check details before making payment
While paying through UPI, do check the details of the receiver once. It is necessary to ensure that the UPI ID, name, mobile number etc. of the person to whom you are transferring money is correct or not. You can also use the “Verify Payment Address” feature on the UPI app.
Avoid Phishing Scams
Phishing scams are those in which cyber criminals try to extract your personal information through tricks. These thugs try to know the UPI PIN or bank account number of the users through emails, text messages, phone calls etc. Therefore, do not pay attention to suspicious SMS and emails.
Your phone also remains on the target of scammers. You can secure the phone by installing a security app. Apart from this, the operating system and apps should be kept updated. At the same time, use strong password or PIN for the phone.