New Delhi: There is an era of inflation, in which everyone wants to earn money and fulfill the needs of the house. If there is no job, then everyone wants to invest in such a place so that the deposited capital is safe and money will also be available. In the meantime, we are going to tell about such a scheme, which will make you rich.
If you work somewhere and your wife stays at home, then this news means a lot to you. By making a small investment, you can make your wife’s future bright. In such a situation, you can open a new pension system account in the name of your wife. On attaining the age of 60 years, the NPS will give a lump sum amount and every month a hefty pension will also come into the account.
You can deposit the amount every month or annually as per the convenience in the New Pension System Account. You can open an NPS account in the name of your wife with just Rs 1,000. The NPS account matures at the age of 60.
understand the process
Your wife is 30 years old and you invest Rs 5000 every month in her NPS account. If he gets 10 per cent return on investment annually, then at the age of 60, he will have a total of Rs 1.12 crore in his account. They will easily get about 45 lakh rupees out of this. The most important thing is that every month the wife will continue to get a pension of Rs 45000 for the rest of her life.
will get pension of Rs.
Age – 30 years
– Total period of investment- 30 years.
Monthly Contribution- Rs.5,000.
Estimated return on investment – 10 percent.
Total Pension Fund – Rs 1,11,98,471 (Amount can be withdrawn on maturity)
Amount to buy annuity plan – Rs 44,79,388/s
Estimated annuity rate 8% – Rs 67,19,083.
first published:Jan. 11, 2022, 2:38 p.m.