LIC has such a policy that LIC has made only for the marriage of the daughter. The name of this policy is Kanyadan Yojana. In this plan, you can get this plan at a monthly premium of about Rs. 3600 for Rs. 121 per day.
Apart from Sukanya Yojana, this government scheme can also secure the future of daughters.
Every parent is worried about the future of daughters and this is the reason that as soon as they are born, they plan to take a good investment policy for their daughter’s better future. LIC has come up with a similar policy which has been made for daughter’s marriage. The name of this policy is Kanyadaan Yojana, In this plan, on a daily basis, this plan can be found at a monthly premium of Rs. 121 to about Rs. 3600. But if someone wants to pay less premium or more premium than this, then he can take this plan.
kanyadan policy of lic Jeevan Lakshya Policy is the customized version of. In this, if you pay the premium for 22 years, then after 25 years the scheme matures and you get Rs 26 lakh. That is, if investment is started in this scheme in time, then you can be free from all the worries about the future of the daughter. Let us tell you about this scheme.
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Account is in the name of daughter
The account holder of this scheme is the father of the daughter. The policy term is 13-25 years. You can choose the term according to your choice. To take the policy, the age of the girl child should be 1 year to 10 years and her father’s age should be minimum 18 years and maximum 50 years. And the maximum age of maturity is 65 years. You can pay the premium monthly, quarterly, half yearly and also annually.
Can increase or decrease the amount of premium
It is not that you have to pay a monthly premium of Rs.3600 only for this policy. If you cannot invest this much amount every month, then you can also take a plan with a lower premium than this. At the same time, if you want, you can buy a premium plan even more than this. This benefit is available when the policy matures according to your premium.
On maturity of the policy, along with the sum assured, the benefit of simple revisionary bonus is also available. Apart from this, the benefit of additional bonus is also available. Apart from this, after three years of purchasing the policy, you can also take a loan on it. Deduction is available under 80C on depositing the premium and maturity amount is tax free under section 10D. The limit of Sum Assured for the policy starts from a minimum of Rs 1 lakh and there is no limit on the maximum.
Death benefits also included
If the father dies after some time of taking the policy, then his family does not need to pay for this policy. In this case, the premium is waived off and the policy continues to run free of cost. At the time of maturity, the entire amount is given to the nominee. Also, the daughter gets 10% of the Sum Assured every year during the remaining years of the policy. If the death of the beneficiary is due to an accident, then Rs 10 lakh is given to the family and if it is a natural death, then Rs 5 lakh is given.