Everyone’s youth is cut short in some way or the other. But the biggest problem occurs in old age. If there is no source of income in old age, then life becomes burdensome. Even for medicines one has to ask money from others. But, this does not happen with everyone. Those who become alert in their youth and invest something in the pension scheme in time, then their old age becomes enjoyable because they get an amount in their hands every month in the form of pension. Therefore, today we will talk about some such government schemes, after investing in which you will get bumper returns in the form of pension in old age.
Actually, the Central Government is currently running many government schemes to provide financial security in old age. By paying very low premium in these schemes, you can become entitled to monthly pension. The special thing is that every class has been taken care of in these schemes of the government. If you invest in these now, you will get a good amount every month as pension in old age. So let us know today about these schemes being run by the Central Government.
Atal Pension Yojana: Atal Pension Yojana is currently being run by the Modi government at the Centre. People between the age of 18 years to 40 years can invest in this scheme. If the age of the investor turns 60 years, then under this pension scheme a monthly pension of Rs 1,000 to 5,000 will be given. The special thing is that to avail the benefits of Atal Pension Yojana, you will have to deposit minimum monthly premium of Rs 210 and maximum monthly premium of Rs 1,454.
Pradhan Mantri Vaya Vandana Yojana: Similarly, Pradhan Mantri Vaya Vandana Yojana is also being run by the Central Government, it is an excellent scheme. Under this scheme, senior citizens of 60 years of age or above can also choose the option for pension. In this, better interest rates are available as compared to other pension schemes. Under this scheme, if you choose the annual option, you will get interest at the rate of 8.3 percent for 10 years. The special thing is that the amount invested in it has been increased from Rs 7.5 lakh to Rs 15 lakh.
Pradhan Mantri Karmayogi Maandhan Yojana: This scheme is for businessmen, shopkeepers and traders. The special thing is that only those traders or shopkeepers who are registered under GST and their turnover is up to Rs 1.5 crore can avail the benefit of this scheme. People in the age group of 18 to 40 years can avail the benefits of Pradhan Mantri Karmayogi Maandhan Yojana. On completion of 60 years of age, you will get Rs 3 thousand every month as pension. However, for this you will have to deposit Rs 55 to Rs 200 as premium.